> For the complete documentation index, see [llms.txt](https://wallee.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://wallee.gitbook.io/documentation/payments/integrations/payment-contracts.md).

# Payment Contracts

To accept payments, you need a contract. You can either set this up directly through {inject-platform-name} or via one of the many acquirers we work with.

### Contract through {inject-platform-name}

If you want to process payments directly through us, register your organization in your {inject-platform-name} account: [start the registration](https://{inject-platform-url}/account/select?target=/organization/help).

This is the wallee payments route: one contract with us covers the essential payment methods and gives you a single consolidated settlement. See [Wallee Payments](/documentation/activate-your-account.md) for what is included and [Onboarding](/documentation/readme/onboarding.md) for the process and timeline.

### Contract with an external acquirer

The process for external acquirers varies depending on the provider. In our documentation you find guides that walk you step by step through each one: open the [processor list](https://{inject-platform-url}/en-us/doc/api/processor/list), select a processor and open the relevant documentation.

Once the contract is in place, you configure the processor with the credentials you received. See [Direct Acquiring](/documentation/payments/overview/direct-acquiring.md) for the full set-up path.

{% hint style="warning" %}
Different requirements apply for entering into a contract with an acquirer — such as the merchant's location or the type of business. Please check directly with the respective acquirer for more information.
{% endhint %}

### Which route should you choose?

|                      | Through {inject-platform-name}         | Through an external acquirer                       |
| -------------------- | -------------------------------------- | -------------------------------------------------- |
| **Contract partner** | wallee                                 | The acquirer or PSP                                |
| **Settlement**       | One consolidated settlement from us    | From each acquirer separately                      |
| **Set-up effort**    | Online onboarding                      | Contract negotiation per provider                  |
| **Typical reason**   | Fastest start, single point of contact | Existing contracts, or a provider we do not act as |

Both can be combined — see [Payment set-ups in wallee](/documentation/payments/overview/configuration.md) for the comparison of all three set-ups.