> For the complete documentation index, see [llms.txt](https://wallee.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://wallee.gitbook.io/documentation/payments/integrations/payment-methods.md).

# Payment Methods

With wallee payments, merchants can accept a wide range of essential payment methods — including Visa, Mastercard, PostFinance, TWINT, and many more — all through a single contract.

With wallee payments you accept the essential payment methods for the Swiss and Luxembourgish market through a single contract. This page lists the methods included, on which sales channels each of them works and in which currencies they are settled.

Payment methods are activated as part of your [onboarding](/documentation/readme/onboarding.md). Once your contract is active, the corresponding connectors are configured for you — see [Processors, Payment Methods and Connectors](/documentation/payments/overview/processors-payment-methods-and-connectors.md) if you want to understand how the configuration fits together.

### What the sales channels mean

| Sales channel         | When it applies                                                                                                                                                      |
| --------------------- | -------------------------------------------------------------------------------------------------------------------------------------------------------------------- |
| **E-Commerce**        | Online checkouts — payment page, iFrame, lightbox, payment links and shop plugins.                                                                                   |
| **Physical Terminal** | Card-present payments at a terminal in your store or at an unattended machine.                                                                                       |
| **On-file**           | Recurring or repeat payments using a stored payment method. See [Tokenization](/documentation/payments/integrations/features/tokenization.md).                       |
| **MOTO**              | Mail order / telephone order payments entered by you on behalf of the customer. See [MOTO Payments](/documentation/payments/integrations/features/moto-payments.md). |

### Overview of available payment methods (wallee payments)

<table><thead><tr><th width="199.62371826171875">Payment method</th><th width="207.48828125">Sales Channel</th><th width="179.1593017578125">Settlement currencies</th></tr></thead><tbody><tr><td>Visa</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>Visa V Pay</td><td><ul><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>Mastercard</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>Maestro Card</td><td><ul><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>TWINT</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>Apple Pay</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li></ul></td><td>CHF, EUR</td></tr><tr><td>Google Pay</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li></ul></td><td>CHF, EUR</td></tr><tr><td>PostFinance Pay</td><td><ul><li>E-Commerce</li><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>PostFinance Card</td><td><ul><li>Physical Terminal</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr><tr><td>PostFinance E-Finance</td><td><ul><li>E-Commerce</li><li>On-file</li><li>MOTO</li></ul></td><td>CHF, EUR</td></tr></tbody></table>

{% hint style="info" %}
Settlement in CHF and EUR applies to all methods above. See [Payouts](/documentation/activate-your-account/payouts.md) for the payout schedule and how the settled amounts reach your bank account.
{% endhint %}

### Beyond wallee payments

The list above covers the methods included in wallee payments. You can extend your offering in two ways:

* **Additional payment methods within {inject-brand-name}** — for example American Express, Powerpay / Powercard, Reka, Innocard Loyalty or SwissPass.
* **Alternative payment methods via external processors or PSPs** — using your own acquiring contracts.

See [Payment set-ups in wallee](/documentation/payments/overview/configuration.md) for how the three set-ups compare.

### Related topics

* [Apple Pay, Google Pay and Click to Pay](/documentation/faq/e-commerce-troubleshooting-and-handling/activation/apple-pay-google-pay-click-to-pay.md) — how these wallets work in the checkout and how to activate them.
* [3-D Secure](/documentation/payments/integrations/features/3-d-secure.md) — the authentication step for card payments.
* [How long are the authorization periods for different payment methods?](/documentation/faq/e-commerce-troubleshooting-and-handling/handling/how-long-are-the-authorization-periods-for-different-payment-methods.md)